Loan Rates
Vehicle and Sport Utility Loans
|
Effective: JANUARY 10, 2013 |
|
Loan Type |
Re-payment Terms |
APR*
As low as |
Conditions/Notes |
|
New Vehicles |
Up to 48 months |
2.74% |
Rates shown for New/Used vehicles may be REDUCED by a .25% discount for DPFCU autopay OR 80% Equity or more. Must have less than 10,000 miles, have not been previously titled and be no older than 1 model year to qualify as "new". $15,000 minimum loan on 61-72 mo. loans. $25,000 minimum on 73-84 mo. loans. Rates range from 2.49% to 13.40% based on credit history. |
|
49 to 60 months |
2.74% |
|
61 to 66 months |
2.74% |
|
72 to 78 months
84 months
|
3.74%
4.19%
|
|
Used Vehicles |
Up to 48 months |
2.74% |
Rates range from 2.49% to 13.40% based on credit history. |
|
49 to 72 months |
2.74% |
|
New Boats |
Up to 144 months |
4.25% |
Rates shown for New/Used boats may be REDUCED by a .50% discount for 80% LTV or less.Must be current model year or no older than 1 model year and previously unregistered. Rates range from 3.75% to 11.70% based on credit history. |
|
Used Boats |
Up to 144 months |
4.25% |
Rates range from 3.75% to 11.70% based on credit history. |
|
|
|
|
New RV's |
Up to 144 months |
4.25% |
Rates shown for New/Used boats may be REDUCED by a .50% discount for 80% LTV or less. Must be current model year or no older than 1 model year and previously unregistered. Rates range from 3.75% to 11.70% based on credit history. |
|
Used RV's |
Up to 144 months |
4.25% |
Rates range from 3.75% to 11.70% based on credit history. |
|
|
|
|
New Motorcycles |
Up to 60 months |
5.25% |
Rates shown for New/Used Motorcycles may be REDUCED by a .25% discount for autopay OR 90% LTV or less.Must be current model year or no older than 1 model year and previously unregistered. Rates range from 5.00% to 13.75% based on credit history. |
|
Used Motorcycles |
Up to 36 months |
5.25% |
Rates range from 5.00% to 13.75% based on credit history. |
|
37 to 60 months |
5.50% |
New Campers/
Trailers |
Up to 60 months |
3.20% |
Rates shown for New/Used Campers/Trailers may be REDUCED by a .25% discount for autopay OR 90% LTV or less.Must be current model year or no older than 1 model year and previously unregistered. Rates range from 2.95% to 13.75% based on credit history. |
Used Campers/
Trailers |
Up to 36 months |
3.20% |
Rates range from 2.95% to 13.75% based on credit history. |
|
37 to 60 months |
4.25% |
|
New Snowmobile/ Watercraft/ATV's/Utility Trailers/Rider Lawnmowers |
Up to 60 months |
5.25% |
Rates shown for New/Used Snowmobiles/Watercraft/ATV's/Utility Trailers/Rider Lawnmowers may be REDUCED by a .25% discount for autopay OR 90% LTV or less.Must be current model year or no older than 1 model year and previously unregistered. Rates range from 5.00% to 14.75% based on credit history. |
|
Used Snowmobile/ Watercraft/ATV's |
Up to 36 months |
5.25% |
Rates range from 5.00% to 14.75% based on credit history. |
|
37 to 60 months |
5.50% |
Personal Loans
|
Effective: SEPTEMBER 5, 2011 |
|
Loan Type |
Re-payment Terms |
APR*
As low as |
Conditions/Notes |
|
Personal Loans |
Up to 36 months |
8.99% |
Unsecured credit. Rates range from 8.99% to 18.00% based on credit history. |
|
Secured Personal Loans |
Up to 36 months |
3.65% |
100% Secured credit. |
|
Share Secured |
Varies |
2.00%
over dividend rate |
Rate is 3.00% if loan is $5,000 or less. |
|
Share Certificate Secured |
Varies |
2.00%
over certificate rate |
Rate is 3.00% if loan is $5,000 or less. |
|
Overdraft Protection |
Up to 12 months |
18.00% |
Apply for an Overdraft Protection Loan (ODP). ODP is a loan with approved credit limit of ($500-$1000) connected to you share checking account. |
|
Visa® Platinum Credit Card |
Varies |
8.99% |
2.5% of balance or $25 minimum monthly payment. |
Commercial Loans
|
Effective: DECEMBER 19, 2012 |
|
Loan Type |
Repayment
Terms |
APR*
As low as |
Conditions/Notes |
|
Ag Operating |
Up to 1 year |
4.70%/V
4.90%/F |
For all your operational needs. |
|
Ag Equipment + Livestock |
Renewable up to 36 months |
4.65%/V
4.90%/F |
For all your equipment purchases and livestock needs. |
|
Commercial Operating |
Up to 1 year |
4.65%/V
4.85%/F |
For all your commercial line-of-credit needs. |
|
Commercial Term |
Renewable up to 36 months |
4.65%/V
4.85%/F |
For all your long-term commercial needs. |
Real Estate Loans
| Effective: SEPTEMBER 5, 2011 |
| Loan Type | Repayment
Terms | APR*
As low as | Conditions/Notes |
| Real Estate Secured | Varies | 3.50% | See your Loan Officer for your particular needs. Options to 30 year amortization. We also offer loans for MANUFACTURED HOUSING |
*APR = Annual Percentage Rate
As low as =
Your actual rate is determined by your credit history.
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