Lost or Stolen VISA® Credit Card

Call:

  • 866-820-5892
more information | contact us

Lost or Stolen Debit Card

Call:

  • 605-374-3380
    After hours call:
  • 800-472-3272

If you have reported your VISA® debit card lost or stolen to the 800 number, please inform the credit union's staff at 605-374-3380.

more information | contact us

CU services for all stages of life.
  • Buying a car
  • Graduating
  • Planning for college
  • Getting married
  • Buying a house
  • Having a baby
  • Planning for retirement
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Loan Rates

Vehicle and Sport Utility Loans

 

Effective: JANUARY 9, 2014
Loan Type Re-payment Terms APR*
As low as
Conditions/Notes
New Vehicles

Up to 36 months   

Up to 48 months

2.44%

2.65%                 

Rates shown may be REDUCED by a .25% discount for DPFCU autopay OR 80% Equity or more. Must have less than 10,000 miles, have not been previously titled and be no older than 1 model year to qualify as "new".  $15,000 minimum loan on 61-72 mo. loans.  $25,000 minimum on 73-84 mo. loans.  With discount, rates range from 2.19% to 11.50% based on credit history.
49 to 60 months 2.74%
61 to 66 months 2.99%

72 to 78 months

84 months

3.74%

4.99%

Used Vehicles

Up to 36 months 

Up to 48 months

2.44%

2.65%

With discount, rates range from 2.19% to 12.50% based on credit history.
49 to 72 months 2.99%
New Boats Up to 144 months 4.25% Rates shown may be REDUCED by a .50% discount for 80% LTV or less.Must be current model year or no older than 1 model year and previously unregistered.  With discount, rates range from 3.50% to 11.70% based on credit history.
Used Boats Up to 144 months 4.25% With discount, rates range from 3.50% to 11.70% based on credit history.
   
New RV's Up to 144 months 4.25% Rates shown may be REDUCED by a .50% discount for 80% LTV or less. Must be current model year or no older than 1 model year and previously unregistered.  With discount, rates range from 3.50% to 11.70% based on credit history.
Used RV's Up to 144 months 4.25% With discount, rates range from 3.50% to 11.70% based on credit history.
   
New Motorcycles Up to 72 months 5.25% Rates shown may be REDUCED by a .25% discount for autopay OR 90% LTV or less.Must be current model year or no older than 1 model year and previously unregistered.  With discount, rates range from 5.00% to 13.75% based on credit history.
Used Motorcycles Up to 36 months 5.25% With discount, rates range from 5.00% to 13.75% based on credit history.
37 to 60 months 5.50%
       
       
   
New Snowmobile/ Watercraft/ATV's/Utility Trailers/Rider Lawn Mowers Up to 60 months 5.25% Rates shown may be REDUCED by a .25% discount for autopay OR 90% LTV or less.Must be current model year or no older than 1 model year and previously unregistered.  With discount, rates range from 5.00% to 14.75% based on credit history.
Used Snowmobile/ Watercraft/ATV's Up to 36 months 5.25% With discount, rates range from 5.00% to 14.75% based on credit history.
37 to 60 months 5.50%

 

Personal Loans

Effective: SEPTEMBER 5, 2011
Loan Type Re-payment Terms APR*
As low as
Conditions/Notes
Personal Loans Up to 36 months 8.99% Unsecured credit.  Rates range from 8.99% to 18.00% based on credit history.
Secured Personal Loans Up to 36 months 3.65% 100% Secured credit.
Share Secured Varies 2.00%
over dividend rate
Rate is 3.00% if loan is $5,000 or less.
Share Certificate Secured Varies 2.00%
over certificate rate
Rate is 3.00% if loan is $5,000 or less.
Overdraft Protection Up to 12 months 18.00% Apply for an Overdraft Protection Loan (ODP).  ODP is a loan with approved credit limit of ($500-$1000) connected to your share checking account.
Visa® Platinum Credit Card Varies 8.99% 2.5% of balance or $25 minimum monthly payment.

 

Commercial Loans

Effective: OCTOBER 1, 2013
Loan Type Repayment
Terms
APR*
As low as
Conditions/Notes
Ag Operating Up to 1 year 4.90%/V
4.95%/F
For all your operational needs.
Ag Equipment + Livestock Renewable up to 36 months 4.90%/V
4.95%/F
For all your equipment purchases and livestock needs.
Commercial Operating Up to 1 year 4.90%/V
4.90%/F
For all your commercial line-of-credit needs.
Commercial Term Renewable up to 36 months 4.90%/V
4.90%/F
For all your long-term commercial needs.

 

Real Estate Loans

Effective: SEPTEMBER 5, 2011
Loan Type Repayment
Terms
APR*
As low as
Conditions/Notes
Real Estate Secured Varies 2.75% See your Loan Officer for your particular needs.  Options to 30 year amortization.  We also offer loans for MANUFACTURED HOUSING

 

*APR = Annual Percentage Rate
As low as = Your actual rate is determined by your credit history.

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Lemmon Office
519 Main
PO Box 389
Lemmon, SD 57638
Phone: 605-374-3380
Fax: 605-374-3181
Bison Office
120 W. Main
PO Box 220
Bison, SD 57620
Phone: 605-244-7155
Fax: 605-244-7159
Hettinger Office
221 S. Main
PO Box 1020
Hettinger, ND 58639
Phone: 701-567-2153
Fax: 701-567-4692
Pierre Office
120 W. Sioux Ave.
PO Box 7145
Pierre, SD 57501
Phone: 605-224-4844
Fax: 605-224-6066
Faith Office
107 Main
PO Box 549
Faith, SD 57626
Phone: 605-967-2380
Fax: 605-967-2383
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